Find your bank account number, no matter why you need it, is easy to do. There are various ways to find bank account number, so that you may access it wherever you wish to have it, either at home or on the go.
But, there are some general safety rules to be followed. Therefore, dont forget to take security measures to keep the account number safe. It may be safely storing and tearing documents that contain it.
Let’s give you some insight into it through the following article. Read it carefully for your own good.
Methods to Find Bank Account Number
- Locating Account Number
- Keeping Account Number Safe
Method 1 : Locating Account Number
Step 1 : Find 2nd Series of Numbers
Find the 2nd series of numbers on the bottom of a cheque if you have one. The first series of numbers printed on the left-hand side of the bottom of a cheque is the banks 9-digit routing number. The second series of numbers, usually 10-12 digits, is the account number. The third and shortest series of numbers printed at the bottom is the cheque number. The number will be locked/bracketed by identical characters like , it may appear like this: ?0123456789?
Step 2 : View a Digital or Paper Bank Statement
Do try to get and check a digital or paper bank statement which are generally easily available. The account number is printed on each bank statement received by you, whether arriving at the registered inbox online or at registered home mailbox in a paper hard copy format. Get a recent bank statement and observe carefully for a 10-12 digit number labeled Account Number. Its typically located at the middle of the document on left-hand side.
Step 3 : Use a Mobile Banking Website or App
Use a mobile banking website or app to find the account number online. Open your browser and navigate to banks w-site on a computer or just open up their mobile app on the phone or tablet. Just sign in and click to view the summary of your account. Generally, the account number will be listed on the page. Still unable to find it, search the website or use the Help function to get it done.
Step 4 : Contact the Bank
Contact your bank or home branch if everything else fails. Contact the number on the back of the credit/debit card or customer service number online. For verification, they may ask for name, address, and social security or aadhar number so they can verify the identity. Then, the customer care will tell you account number by sending a SMS to your registered mobile number or email ID. After getting the account number, write it down, ensure to keep it in a secure place, like wallet or a filing cabinet.
Method 2 : Keep Your Account Number Safe
Step 1 : Use Secure Internet Connection
Use a secure Internet connection for online accessing of accounts. At times you might want to check bank account details in a coffee shop, store, or tram station, but it is advisable you really shouldnt. Don’t use unsecure wireless connection so as to put yourself at risk for identity theft. Only access accounts online or through a mobile app whenever you have a secure Internet connection to access it.
Step 2 : Provide Account Number only on Secure Sites
Never give account number to unsecure websites. If you really need to provide account number online to pay bills or transfer funds, make sure the website, that you are using, is a secured one. Check :-
- Website address should begin with https as the s stands for secure. Definitely look for an icon of a lock and/or the word Secure in the top left corner of the address bar before providing theaccount number.
- If none of these things are present, dont give account number because the information may not be kept confidential and security breach may happen anytime..
- You are not required to provide the account number for online shopping, so be wary of sites that ask you to.
Step 3 : Keep track of Cheques & Statements
Keep track of the cheques and bank statements. Dont leave the cheque book or bank statements lying unchecked, around thw home or car. You must open and view the statements when they arrive, then store them and any other papers with the account information on them in a safe place, like a filing cabinet. Also, ensure to keep the cheque book in a secure location. Dont forget to shred old cheques and bank statements, rather than simply recycle or toss out to keep others from getting the account information.
Step 4 : Monitor Regularly for Frauds
Monitor the activities in the account regularly to keep a check on fraud. Its important to look through the bank statements for the checking and savings accounts on a regular basis. Make sure youve been charged appropriately for all purchases. If you see any charges that you havent authorized, contact your bank immediately for more information.
Follow the above article for a safe and secure transactions and account number details.