How to add money to your PayPal account by transferring money from your bank account either online or through the PayPal mobile app, using cash at a retail location, or by depositing a check is what you need to know to operate on your own with ease.
Transferring money from your bank account is free and the method needs a linked bank account. If the account is not linked to a bank account to PayPal, you can do it by clicking the Money or Wallet tab and selecting Link a new bank. The verification process may take a few days to complete depending upon the documents submitted by you..
This is step-wise guide to let you know how to add money to PayPal. Letβs get started with it.
How to Add Money to PayPal : Methods
- Using Your Bank Account on a Computer
- Using Your Bank Account on the Mobile App
- Using Cash at a Store
- Depositing a Check
Method 1 : Using Your Bank Account on a Computer
| Sign into your PayPal | Sign into account at https://www.paypal.com. If you're not already signed in, then click Log In at the top-right corner to do so now. |
| Click Transfer Money. | Placed below your balance near the top-left corner. You may see a message that asks you to try an instant transfer to bank. Click Got It on this message to continue. |
| Click Add money to balance. | Placed under the "Money in" header, if you have a business account, you'll see two menus instead of the "Add money to your balance" option. Select bank account from the "From" menu, then select PayPal balance from the "To" menu. |
| Enter the amount. | Type the amount you want to transfer from your bank account into the "Amount" field. |
| Click Add or Transfer. | Your transfer will appear in your PayPal account within 3-5 business days. |
Method 2 : Using Your Bank Account on the Mobile App
| Open the PayPal app on phone or tablet. | It's a blue icon with a white "P." You'll usually find it on the home screen or in the app drawer. Transferring money from your bank account is free. This method requires a linked bank account. If you haven't yet linked a bank account to PayPal, you can do so now. |
| Tap Your Balance. | Placed under "PayPal balance" near the center of the screen. |
| Tap Add Money. | It is the blue button at the bottom of the screen. |
| Tap Add from your bank. | If prompted to do so, tap the name of the bank account you want to use to transfer money. |
| Enter the amount and tap Next. | A confirmation screen will appear. |
| Tap Add to Your Balance. | Your transfer will appear in your PayPal account within 3-5 business. |
Method 3 : Using Cash at a Store
| Open PayPal app on phone or tablet. | It is a blue icon with a white "P" usually find it on the home screen or in the app drawer. |
| Tap balance. | Placed under "PayPal balance" near the center of screen. |
| Tap Add Money. | It is a blue button at the bottom of the screen. |
| Tap Add cash. | You see a message to bring cash to a participating store. |
| Tap Continue. | A list of locations where you can add money to PayPal in person will appear, along with the fee. |
| Tap location convenient to you. | It's best to wait until you're close to the location to complete the remaining steps. You'll be creating a barcode that will remain active for only 1 hour and bringing it to the location's cashier. |
| Tap Generate Barcode. | Placed at the bottom of the screen displays a bar code specific to your PayPal account, which is good for one hour. |
| Bring the barcode and cash to the retail location. | The cashier will scan the barcode, process your cash and fee payment, and provide a receipt. The money will be available in your PayPal account in about 15 minutes. |
Method 4 : Depositing a Check
| Open PayPal app on phone or tablet. | A blue icon with a white "P" usually find it on the home screen or in the app drawer. If you haven't yet endorsed the check you want to deposit, do so before you continue. |
| Tap balance | It is placed near the top of the screen. |
| Tap Add Money. | It is placed at the bottom of the screen. |
| Tap Cash a Check. | Some quick instructions will appear on the screen. |
| Tap Get Started. | To start the process. |
| Give the app access to location & camera. | Follow the on-screen instructions to grant PayPal permission to access location and camera. |
| Review the privacy policy | Once the proper permissions are granted, a privacy policy will appear and tap Accept. |
| Review terms & conditions | Tap Accept. |
| Enter personal details. | Tap Continue. You'll have to provide your birth date, social security number, and phone number to continue. |
| Tap Done on confirmation screen. | You'll enter some information about the check. |
| Enter check amount. | Tap $0.00 at the top of the screen, then enter the check's total amount. |
| Tap Front of check. | The camera screen will appear. |
| Align front check within guides. | The app will capture the check's image immediately. |
| Tap Back of check. | The camera screen will re-open. |
| Flip check & align it. | The app will capture the check's back side. |
| Tap Next. | Placed at the bottom of the screen. |
| Select time for money. | You will see different fees associated with each option. |
| Tap Confirm | PayPal's check service will now verify the check's validity. |
| Void check & proof. | A confirmation will appear once this process is complete. |