The Pros and Cons of Owning a Deeded vs. Non-Deeded Timeshare


Have you ever wondered about the differences between a deeded and non-deeded timeshare? Understanding these terms might seem complicated, but it’s crucial if you’re considering investing in a holiday property.

This article offers an easy-to-understand breakdown, helping you make an informed decision. We’ll discuss the pros and cons of both options, ensuring you understand the ins and outs of owning a deeded vs non-deeded timeshare.

Let’s dive in and explore which type of timeshare ownership might suit your vacation needs best!

Ownership Rights

Like standard real estate ownership, a deeded timeshare gives you a legal deed to the property. In this case, you own some vacation property, usually measured in weeks or points. You can sell or leave it to your children, just like real estate. If you find yourself no longer interested in ownership, you can explore options for timeshare cancellation to legally end your ownership rights.

However, non-deeded timeshare ownership, also called “right-to-use” or “membership” ownership, works differently. You do not get a legal deed to the property when you own it this way. Instead, you buy the right to use the rental property for a certain amount of time every year. Depending on the terms of the agreement, this deal is usually for a certain number of years or even forever.

Ownership Duration

Deeded timeshares give you the right to own the property for a longer length of time. These are usually owned forever or through a long-term lease that lasts 20 to 99 years. This means you can give ownership to your children or grandchildren, making it a long investment for many years.

On the other hand, non-deeded timeshares are usually owned for a set amount of time, like 10, 20, or 30 years. The title rights return to the property or management company after this time. This means that changes or transitions could happen in the future.

There are pros and cons to both types of timeshares that potential owners should think about. Each type gives people a different way to enjoy holiday homes and make memories.

Maintenance Fees

Annual maintenance fees cover costs like property care, utilities, and other things that owners of deeded timeshares must pay for. The size of the unit, the features it has, and the position of the timeshare property can all affect these fees. For instance, the care fees for a timeshare on the beach might be higher than those in a less popular area.

There are also management fees that people who own non-deeded timeshares have to pay. These fees may change and can go up over time. The rising costs of property upkeep and other running costs are often to blame for the rise in fees for non-deeded ownership arrangements. Non-deeded timeshare owners should be aware that fees may go up, and they should think about this when figuring out how much ownership will cost in the long run.

When people have deeded ownership, they usually have a say in whether or not fees go up. They can do this by voting or some other method. On the other hand, non-deeded owners may not have much say over changes to fees because these are usually decided by the management company or the group in charge of the timeshare property.


Deeded ownership provides more flexibility in terms of using, trading, or renting out your timeshare. If you have deeded ownership, you can share your deeded week with other owners who own units at the same location, or you can join exchange programs to go on vacation to different places. You can also rent out your timeshare to other people, which could give you the chance to make money.

However, because the rights to the property are frequently held by the resort or management company, non-deeded ownership may offer less flexibility when it comes to selling or renting. Some non-deeded timeshares let you swap units within the same vacation group, so you can stay in different places in the same area.


Deeded timeshares allow owners to resell their ownership on the open market based on prevailing market conditions. When selling a deeded timeshare, there is a possibility of recovering a portion of the initial investment, depending on factors such as demand and market trends.

On the other hand, reselling non-deeded timeshares can be more challenging due to limited demand in the resale market for these ownership types. While some non-deeded timeshares may offer buyback options, it is important to note that the resale value of these timeshares may generally be lower than deeded timeshares.

Before making any financial choices, it is essential for people thinking about timeshare ownership to carefully consider the selling value and market conditions.

Voting Rights and Control

People who own deeded timeshares often have the right to vote, giving them a say in how the timeshare resort or property is run. One way to do this is to vote on things like property improvements, fee structures, and other important topics.

Non-deeded timeshare owners usually have little or no say in how the property is run. The resort or management company usually makes choices about fees, property changes, and other things.

Legacy and Inheritance

When someone dies, they can leave their children or beneficiaries a deeded timeshare. This means the family will continue to own the property for as long as the deed says.

It is not common for non-deeded timeshares to have the same transfer rights as deeded timeshares. Ownership may end in a set amount of time, and there may be limits on how the ownership can be passed on to children.

Explore the Possibilities Between Deeded vs Non-Deeded Timeshare

When choosing between a deeded vs non-deeded timeshare, understand your vacation needs, financial situation, and plans. Each option has unique features to consider.

Always remember, it’s not just about owning a holiday home but about making lasting memories. Keep exploring to find the perfect fit for your lifestyle. Your dream vacation awaits! Did you learn something new from this article? If so, be sure to check out our blog for more educational content.