4 Pros and Cons of the Dosh App

We’ve all heard that if something sounds too good to be true, it probably is. But, there some exceptions to this rule and the Dosh app is one of them. Dosh is a popular mobile app that allows you to earn cash back by shopping at your favorite stores, booking hotels, or eating at a local restaurant. Using this app you’re able to earn money for simply doing things you already do on a daily basis.

If you’re looking for a simple but effective way to earn some extra money, keep reading to learn about the pros and cons of the Dosh app. This way you can decide if the app is right for you!

Pros

1. Wide Variety of Supported Merchants

Variety is the spice of life, and there are no cut corners on the Dosh app. No matter where you live in the U.S. or where you like to shop, you’re likely to find some of your favorite retailers on Dosh. The app supports a wide range of merchants including:

  • Target
  • Edible Arrangements
  • Holiday Inn
  • Burger King
  • Microsoft
  • Nordstrom Rack
  • Sheraton

Using the Dosh app, you can continue to shop at these retailers but with the perk of being able to earn cash back. With this app, you pretty much get rewarded for shopping and eating out. While you won’t save tons of money, Dosh discounts are enough to add up over the weeks and months of consistent use.

2. Earn Money for Doing Things You Already Do

As you’ll read in many reviews of the Dosh app, one of the greatest things about using this app is that you don’t have to go out of your way to do anything special. Chances are you already go shopping on a weekly basis and maybe you treat your family to dinner out once a week. By using the Dosh app you simply keep doing what you’re already doing, but instead, you get rewarded for it.

Grocery shopping, clothes, and other items can be quite expensive. A meal out can also come with a hefty price tag. But, by activating an offer on the Dosh app, you’re able to effortlessly save money.

3. Quickly Cash Out Your Cash Back

Unlike other cashback apps, you don’t have to wait for a check to come in the mail. when cashing out your earned cash back, you can request that the money is sent to your PayPal account, or you can link your debit card with your Dosh account to have money sent directly to your account.

The cashout process is simple and easy, which means you’ll have quick access to your earned cash back.

4. Effortless

Other cash back apps require users to activate offers or to scan in their receipts before cashback can be earned. But, with Dosh, you don’t have to do anything out of the ordinary. After linking your debit and credit cards that you use to shop, you simply shop, eat, and stay where you want to. If you happen to purchase from a retailer that’s part of the Dosh network, you’ll automatically earn cash back.

Cons

1. Not All Retail Locations Participate

Even though Dosh supports a large variety of retailers, not all locations participate in the app’s cash back program. If you’re looking to earn cash back on a purchase, while eating out, or when traveling, be sure to check within the app to ensure that the retailer or company participates in the Dosh network.

2. Only Available in the U.S.

As of right now, the Dosh app is only supported in the U.S. This also means that any purchases made outside of the U.S. aren’t applicable for cash back through the app. This is important to note if you travel out of the country frequently.

3. You Have to Connect Your Bank Account

While this isn’t a con for everyone, many people are wary of providing their bank account information to a mobile app. But, the quickest way to get paid through Dosh is by linking your bank account so that your cash back earnings can be quickly deposited.

The good news is that you can use PayPal to receive your cash back earnings. Using PayPal is a more secure option and doesn’t require you to provide your banking information.

4. Can’t Link Cards Used on Similar Sites

One of the quirks of Dosh is that users can’t register the same card that’s used on similar sites and apps. For example, if you’re a registered user of Yelp’s Cash Back program, you won’t be able to use the card that you use for that app. Dosh specifically prohibits the use of cards that are linked to other cash back apps.

Conclusion

As with any cash back app, Dosh has its positives and negatives. While there are drawbacks to consider, the general consensus of this app is that it’s easier and more convenient to use than other apps. Using Dosh you can effortlessly earn money by shopping, eating out, traveling, and referring friends.

Image Credits: app from oatawa /Shutterstock

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