How to Add Money to PayPal : A Complete Guide

How to add money to your PayPal account by transferring money from your bank account either online or through the PayPal mobile app, using cash at a retail location, or by depositing a check is what you need to know to operate on your own with ease.

Transferring money from your bank account is free and the method needs a linked bank account. If the account is not linked to a bank account to PayPal, you can do it by clicking the Money or Wallet tab and selecting Link a new bank. The verification process may take a few days to complete depending upon the documents submitted by you..

This is step-wise guide to let you know how to add money to PayPal. Let’s get started with it.

How to Add Money to PayPal : Methods

  • Using Your Bank Account on a Computer
  • Using Your Bank Account on the Mobile App
  • Using Cash at a Store
  • Depositing a Check

Method 1 : Using Your Bank Account on a Computer

Sign into your PayPalSign into account at https://www.paypal.com. If you’re not already signed in, then click Log In at the top-right corner to do so now.
Click Transfer Money.Placed below your balance near the top-left corner.
You may see a message that asks you to try an instant transfer to bank. Click Got It on this message to continue.
Click Add money to balance.Placed under the “Money in” header, if you have a business account, you’ll see two menus instead of the “Add money to your balance” option. Select bank account from the “From” menu, then select PayPal balance from the “To” menu.
Enter the amount.Type the amount you want to transfer from your bank account into the “Amount” field.
Click Add or Transfer.Your transfer will appear in your PayPal account within 3-5 business days.

Method 2 : Using Your Bank Account on the Mobile App

Open the PayPal app on phone or tablet.It’s a blue icon with a white “P.” You’ll usually find it on the home screen or in the app drawer.
Transferring money from your bank account is free.
This method requires a linked bank account. If you haven’t yet linked a bank account to PayPal, you can do so now.
Tap Your Balance.Placed under “PayPal balance” near the center of the screen.
Tap Add Money.It is the blue button at the bottom of the screen.
Tap Add from your bank.If prompted to do so, tap the name of the bank account you want to use to transfer money.
Enter the amount and tap Next.A confirmation screen will appear.
Tap Add to Your Balance.Your transfer will appear in your PayPal account within 3-5 business.

Method 3 : Using Cash at a Store

Open PayPal app on phone or tablet.It is a blue icon with a white “P” usually find it on the home screen or in the app drawer.
Tap balance.Placed under “PayPal balance” near the center of screen.
Tap Add Money.It is a blue button at the bottom of the screen.
Tap Add cash.You see a message to bring cash to a participating store.
Tap Continue.A list of locations where you can add money to PayPal in person will appear, along with the fee.
Tap location convenient to you.It’s best to wait until you’re close to the location to complete the remaining steps. You’ll be creating a barcode that will remain active for only 1 hour and bringing it to the location’s cashier.
Tap Generate Barcode.Placed at the bottom of the screen displays a bar code specific to your PayPal account, which is good for one hour.
Bring the barcode and cash to the retail location.The cashier will scan the barcode, process your cash and fee payment, and provide a receipt. The money will be available in your PayPal account in about 15 minutes.

Method 4 : Depositing a Check

Open PayPal app on phone or tablet.A blue icon with a white “P” usually find it on the home screen or in the app drawer. If you haven’t yet endorsed the check you want to deposit, do so before you continue.
Tap balanceIt is placed near the top of the screen.
Tap Add Money.It is placed at the bottom of the screen.
Tap Cash a Check.Some quick instructions will appear on the screen.
Tap Get Started.To start the process.
Give the app access to location & camera.Follow the on-screen instructions to grant PayPal permission to access location and camera.
Review the privacy policyOnce the proper permissions are granted, a privacy policy will appear and tap Accept.
Review terms & conditionsTap Accept.
Enter personal details.Tap Continue. You’ll have to provide your birth date, social security number, and phone number to continue.
Tap Done on confirmation screen.You’ll enter some information about the check.
Enter check amount.Tap $0.00 at the top of the screen, then enter the check’s total amount.
Tap Front of check.The camera screen will appear.
Align front check within guides.The app will capture the check’s image immediately.
Tap Back of check.The camera screen will re-open.
Flip check & align it.The app will capture the check’s back side.
Tap Next.Placed at the bottom of the screen.
Select time for money.You will see different fees associated with each option.
Tap ConfirmPayPal’s check service will now verify the check’s validity.
Void check & proof.A confirmation will appear once this process is complete.

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